You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying ...

Dave Ramsey has captivated millions of listeners through his show and has sold many copies of his book. The financial guru ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

A business credit score indicates whether or not your business represents a good credit risk to lenders. Like your personal credit score, your business credit score shows lenders that you pay your ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. He writes for Motley Fool Money and The Motley Fool, and his work has appeared in USA ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

No doubt your credit score is one of the most important numbers in your financial life -- and perhaps in your personal life as well. In fact, research has shown that if a couple's credit score differs ...

A credit card can be useful in many situations, but there are a few pitfalls to consider before you apply. Most importantly, the amount you owe can quickly increase, making your monthly repayments ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Rowan Jordan / Getty Images If you're ...